Commercial Union ATM is a very young company in a very big market. CUATM began in January 2000 by Richard Godwin, Mr. Godwin was the founder and for 20 years the president and owner of The Packaging Store, Inc. The Packaging Store was a 360 retail store franchise company, and still exist today. Mr. Godwin divested himself of The Packaging Store; Inc. in October 1999 and immediately began the development of Commercial Union ATM.